Compass Student Insurance
  • Home
  • Plan Finder
  • MyInsurance
  • Boost your plan
  • Advisors & Schools
    • Group Insurance
    • Compass Partner Program
    • Meet us
    • Contact
  • FAQ & Help
    • FAQs
    • Waiver Check
    • Agent BeWell
    • Healthcare Bootcamp
    • Contact
    • Blog

Understanding the Different Types of US Student Visas

9/4/2024

0 Comments

 
Picture
For international students, studying in the United States offers a wealth of opportunities. From top-tier universities to diverse cultural experiences, it's a journey filled with excitement and challenges. However, one of the first hurdles you’ll face is understanding the different types of US student visas. Each visa comes with its own requirements and limitations, so knowing which one is right for you is crucial. In this guide, we’ll break down the three most common student visas: F-1, J-1, and M-1.

F-1 Visa: Academic Studies
The F-1 visa is the most common type of student visa and is issued to international students attending an accredited college, university, high school, private elementary school, or other academic institutions. This visa is ideal for those pursuing a full-time degree or academic program.
With an F-1 visa, students are allowed to stay in the US for the duration of their study program, plus an additional 60 days to prepare for departure. In certain cases, F-1 students may apply for Optional Practical Training (OPT), which allows them to work in their field of study for up to 12 months after graduation. For STEM (Science, Technology, Engineering, and Math) students, this can be extended to 24 months.

Key points:
  • For academic programs (undergraduate or graduate)
  • Eligible for OPT (with extensions for STEM students)
  • Full-time study required

J-1 Visa: Exchange Visitors
The J-1 visa is designed for students participating in exchange programs, including short-term study, internships, or research positions. This visa is most commonly associated with cultural exchange initiatives, where students experience life in the US while gaining educational or practical experience. A defining feature of the J-1 visa is the focus on fostering mutual understanding between cultures.
Unlike the F-1 visa, J-1 visa holders are often subject to a two-year home residency requirement, meaning they must return to their home country for at least two years after their program ends before they can apply for another US visa or green card (with some exceptions).

Key points:
  • For exchange programs or internships
  • May include a two-year home residency requirement
  • Ideal for short-term programs

M-1 Visa: Vocational Studies
The M-1 visa is for students enrolled in non-academic or vocational programs, such as technical courses or training schools. Unlike the F-1 visa, the M-1 does not permit students to work during their studies, and the duration of the visa is typically based on the length of the program.
M-1 visa holders are allowed to stay for the duration of their program plus a fixed grace period of 30 days. However, unlike F-1 students, they are not eligible for OPT or work opportunities after completing their program.
Key points:
  • For vocational or technical training
  • No work allowed during or after the program
  • Fixed duration of stay with limited extensions

Choosing the Right Visa
Understanding the differences between these visas is essential when planning your studies in the US. Be sure to assess your educational goals, the length of your program, and whether or not you wish to work in the US after completing your studies. It’s also crucial to work closely with your school’s international office and an immigration lawyer, if necessary, to ensure you apply for the correct visa.

​Conclusion: Start Your US Study Journey with the Right Visa

Choosing the correct student visa is the first step toward fulfilling your academic dreams in the United States. Whether you’re pursuing an academic degree, participating in an exchange program, or enrolling in a vocational course, understanding the differences between F-1, J-1, and M-1 visas will help you make the best choice for your future.
0 Comments

Finding Accommodation: On-campus vs. Off-campus Living

7/29/2024

0 Comments

 
Picture
When it comes to finding accommodation as an international student in the USA, one of the first major decisions you'll need to make is whether to live on-campus or off-campus. Both options have their own sets of advantages and disadvantages, and your choice will depend on your personal preferences, budget, and lifestyle needs. Here's a comprehensive look at the pros and cons of on-campus and off-campus living to help you make an informed decision.

On-Campus Living
On-campus living typically involves residing in dormitories or student housing provided by the university. This option offers a variety of benefits, especially for new international students who may be unfamiliar with the area and the local housing market.

Advantages of On-Campus Living:
  1. Convenience: Living on campus means you're close to your classes, libraries, and other university facilities. This can save you time and money on transportation and make it easier to participate in campus activities and events.
  2. Community and Social Life: On-campus housing fosters a strong sense of community. You'll have more opportunities to meet fellow students, participate in social events, and make friends. This can be particularly valuable for international students looking to build a social network.
  3. Security: University campuses typically have security measures in place, such as campus police and secure entry systems, which can provide peace of mind.
  4. All-Inclusive Costs: On-campus housing often includes utilities, internet, and sometimes even meal plans, which can simplify your budgeting.
  5. Support Services: Many universities offer additional support services for students living on campus, including residential advisors, counseling services, and academic support.

Disadvantages of On-Campus Living:
  1. Cost: On-campus housing can sometimes be more expensive than off-campus options, particularly when you factor in the cost of meal plans and other mandatory fees.
  2. Limited Privacy: Dormitory living means sharing your space with roommates and neighbors, which can limit your privacy.
  3. Rules and Regulations: On-campus housing often comes with strict rules regarding visitors, quiet hours, and other aspects of student life, which may feel restrictive.
  4. Space: Dorm rooms are typically smaller and may lack the space and amenities that off-campus apartments offer.

Off-Campus Living
Off-campus living involves renting an apartment, house, or shared accommodation in the surrounding community. This option offers greater independence and flexibility but comes with its own set of challenges.

Advantages of Off-Campus Living:
  1. Independence: Living off-campus gives you more freedom to live according to your own rules and schedule. You'll have more control over your living environment and lifestyle.
  2. Privacy: Off-campus housing often offers more privacy and space compared to dormitory living.
  3. Variety of Options: There are many different types of off-campus housing available, from shared apartments to private homes, allowing you to choose the option that best fits your needs and budget.
  4. Potential Cost Savings: Depending on the location and type of housing, living off-campus can be more affordable than on-campus options. You can save money by cooking your own meals and managing your utilities.
  5. Real-World Experience: Living off-campus provides valuable life experience, such as managing bills, dealing with landlords, and maintaining a household.

Disadvantages of Off-Campus Living:
  1. Commute: Living off-campus means you'll need to commute to campus, which can be time-consuming and costly, especially if you don't have access to reliable public transportation.
  2. Isolation: You may feel more isolated living off-campus, especially if you don't have roommates or live far from other students.
  3. Responsibilities: Renting off-campus comes with additional responsibilities, such as paying rent and utilities, handling maintenance issues, and navigating lease agreements.
  4. Security Concerns: Off-campus housing may not have the same level of security as on-campus options, and you'll need to ensure your own safety and the security of your belongings.

Making Your Decision
When deciding between on-campus and off-campus living, consider your priorities and what environment will best support your academic and personal success. If you value convenience, community, and support services, on-campus living might be the best choice. However, if you seek independence, privacy, and potentially lower costs, off-campus living could be more suitable.

Additionally, it's essential to research your options thoroughly. Visit potential off-campus apartments, talk to current students about their experiences, and consult your university's housing office for advice and resources. Many universities offer assistance with finding off-campus housing and provide information about local neighborhoods, rental agreements, and tenant rights.

Ultimately, whether you choose to live on-campus or off-campus, your accommodation will play a significant role in your overall university experience. Take the time to consider your needs and preferences and choose the option that aligns best with your goals and lifestyle.
0 Comments

Budget-Friendly Living: Tips that studying abroad remains affordable

3/6/2024

0 Comments

 
Picture
Living as an international student in the USA can be an enriching experience, but it's essential to manage your finances wisely to make the most of your time abroad without breaking the bank. Here are some budget-friendly tips to help you navigate the cost of living and make your money go further:
1. Create a Budget
Start by creating a monthly budget that outlines your income and expenses. Identify your sources of income, such as scholarships, part-time work, or financial aid, and estimate your monthly expenses, including rent, utilities, groceries, transportation, and entertainment. Having a budget will help you track your spending and avoid overspending.
2. Save on Housing Costs
Consider sharing housing expenses by living with roommates or renting a room in a shared apartment. Explore affordable housing options near your university campus or in areas with lower rent prices. Additionally, look for housing arrangements that include utilities or offer discounted rates for students.
3. Cook at Home
Eating out can quickly drain your budget, so try to cook meals at home as much as possible. Plan your meals, buy groceries in bulk, and take advantage of discounts and coupons to save money on food expenses. Packing your lunch and snacks for school can also help you save on dining costs.
4. Utilize Student Discounts
Take advantage of student discounts and perks offered by local businesses, restaurants, theaters, and entertainment venues. Many establishments offer special deals and promotions for students, so always ask if there's a student discount available before making a purchase.
5. Use Public Transportation
Save money on transportation costs by using public transit options such as buses, trains, or subways. Many cities offer discounted fares for students, so be sure to inquire about student transportation passes or discounted rates. Consider walking or biking for short distances to further reduce transportation expenses.
6. Find Free or Low-Cost Activities
Explore free or low-cost recreational activities and entertainment options in your local area. Take advantage of campus events, museums with free admission days, community festivals, hiking trails, and outdoor parks. Engaging in affordable activities can provide opportunities for fun and relaxation without straining your budget.
7. Limit Non-Essential Expenses
Identify non-essential expenses such as subscription services, impulse purchases, and entertainment expenses that can be reduced or eliminated to save money. Prioritize your spending on essential items and experiences that align with your values and goals as an international student.
8. Seek Part-Time Employment
Consider seeking part-time employment opportunities to supplement your income and gain valuable work experience. Look for on-campus jobs, internships, or freelance opportunities that allow you to balance work with your academic responsibilities. Be mindful of your visa restrictions and eligibility requirements for working as an international student.
Living on a budget as an international student in the USA requires careful planning and resourcefulness, but it's entirely manageable with the right strategies in place. By creating a budget, saving on housing costs, cooking at home, utilizing student discounts, using public transportation, finding free or low-cost activities, limiting non-essential expenses, and seeking part-time employment, you can make the most of your financial resources and enjoy your study abroad experience to the fullest. Stay tuned for more tips and advice on thriving as an international student in the USA.
0 Comments

Coping with Homesickness: Tips for International Students

3/3/2024

0 Comments

 
Picture
Studying abroad is an exciting adventure, but it's natural to feel homesick from time to time, especially when you're far away from family and familiar surroundings. Homesickness is a common experience among international students, but there are strategies you can use to manage it and make the most of your time in the USA.
Stay Connected
One of the best ways to combat homesickness is by staying connected with loved ones back home. Schedule regular video calls, send messages, and share updates about your life abroad. Knowing that you're still a part of your family and friends' lives can provide comfort and support during challenging times.
Build a Support Network
While it's essential to stay connected with people from home, it's also crucial to build a support network in your host country. Reach out to other international students, join clubs or organizations, and participate in campus events. Making new friends and forming connections with people who understand what you're going through can help alleviate feelings of loneliness and isolation.
Explore Your Surroundings
Instead of dwelling on what you miss about home, focus on embracing your new environment. Take advantage of opportunities to explore the local culture, try new foods, and visit nearby attractions. Immersing yourself in new experiences can distract you from feelings of homesickness and help you create lasting memories in your host country.
Stay Engaged Academically and Socially
Keeping yourself busy with academic and social activities can prevent homesickness from taking over. Stay engaged in your studies, participate in class discussions, and seek out opportunities for academic enrichment. Additionally, get involved in campus clubs, sports teams, or volunteer organizations to meet new people and pursue your interests outside of the classroom.
Seek Support
If you're struggling with homesickness or experiencing persistent feelings of sadness and loneliness, don't hesitate to seek support. Many universities offer counseling services specifically for international students, where you can talk to trained professionals who understand the unique challenges you're facing. Talking about your feelings and getting guidance on coping strategies can make a significant difference in your overall well-being.
Remember Why You Chose to Study Abroad
Whenever you're feeling homesick, remind yourself of the reasons why you chose to study abroad in the first place. Whether it's to pursue academic opportunities, gain new perspectives, or challenge yourself personally and professionally, keeping your goals in mind can help you stay motivated and focused during difficult times.
Final Thoughts
Homesickness is a natural part of the study abroad experience, but it doesn't have to overshadow your time in the USA. By staying connected, building a support network, exploring your surroundings, staying engaged academically and socially, seeking support when needed, and remembering your motivations for studying abroad, you can effectively manage homesickness and make the most of your international education journey. Stay tuned for more tips and advice for thriving as an international student in the USA.
0 Comments

Do international students need health insurance while studying in the USA?

10/26/2023

3 Comments

 
Picture
​Yes, international students typically need health insurance while studying in the USA. In fact, many universities and colleges in the United States require international students to have health insurance coverage as a condition of enrollment. There are several reasons for this requirement:
  1. Healthcare Costs: Healthcare in the USA can be quite expensive. Without insurance, even minor medical expenses can add up quickly. In the event of a serious illness or injury, medical bills can become financially burdensome. Health insurance helps cover these costs, making healthcare more affordable.
  2. Mandatory Requirement: Many educational institutions in the USA have a mandatory health insurance requirement for their students, including international students. This is often done to ensure that students have access to necessary medical care and to protect them from the financial burden of healthcare expenses.
  3. Access to Quality Healthcare: Health insurance ensures that international students have access to quality healthcare services. It allows them to see doctors, specialists, and receive necessary medical treatment when needed. Without insurance, students may have limited access to medical care, which can affect their studies and overall well-being.
  4. Legal Compliance: Depending on the state and university, there may be legal requirements for health insurance. Some states mandate that all residents, including international students, have health insurance.
  5. Emergency Situations: In the event of an emergency, having health insurance can be crucial. It covers emergency room visits, ambulance services, and hospital stays. Without insurance, international students may hesitate to seek medical help in an emergency due to the potential cost, which can be dangerous.
  6. Preventive Care: Health insurance often covers preventive care such as vaccinations, screenings, and regular check-ups. These are important for maintaining health and well-being and can help catch potential health issues early.
It's essential for international students to research and select a health insurance plan that meets the requirements of their university and provides the coverage they need. Many universities offer their own insurance plans for international students, and there are also private insurance options available. Be sure to understand the terms, coverage, and costs associated with the insurance plan you choose and ensure it complies with your university's requirements.
​
3 Comments
    Picture

    Author

    Agent BeWell - a guide for international students and scholars through health and wellbeing in the USA!

    Archives

    May 2025
    October 2024
    September 2024
    August 2024
    July 2024
    March 2024
    February 2024
    November 2023
    October 2023

    Categories

    All
    Culture
    General
    Health
    Insurance

Services:
Find your insurance plan
Waiver Check
FAQ
Contact us
MyInsurance

Insurance Plans for:
F, J or M Visa University Students
J Visa Scholars
OPT Participants
F or J Visa K12 Students
Resources:
Waiver & Insurance Requirements intl. Students
DOS Regulations for J1 Visa Holder
OPT Process explained
Agent BeWell Tips
Blog for intl. Students, Scholars and OPT Participants
Picture

Need help? We are always here for you!

For eligibility, enrollment, or general questions such as brochure requests or information about a group plan:

Compass Student Insurance
116 Village Blvd, Suite 306
Princeton, NJ 08540
+1 781 356 1999
[email protected]
or simply use our chat or contact form!
For plan benefit and claims questions, ​
​please visit our page Myinsurance


All questions related to telehealth must be addressed to Lyric, powered by AllyHealth: 
Toll-free: (888) 565-3303
Trustpilot

Best options for international student insurance plans for international students and visiting scholars in the USA. ​Compass Student Insurance offers health insurance plans for international students, scholars, and professionals in the U.S. Our plans meet the insurance requirements for F-1, J-1, M-1, H-1B visa holders and those on OPT. We work with UnitedHealthcare PPO, one of the largest U.S. networks, and support waiver approvals for most U.S. universities. Thousands of international students trust Compass for affordable, flexible health insurance — before and during their stay in the U.S.

Powered by Global Secutive LLC
Imprint / Privacy Policy 
  • Home
  • Plan Finder
  • MyInsurance
  • Boost your plan
  • Advisors & Schools
    • Group Insurance
    • Compass Partner Program
    • Meet us
    • Contact
  • FAQ & Help
    • FAQs
    • Waiver Check
    • Agent BeWell
    • Healthcare Bootcamp
    • Contact
    • Blog