Plans for OPT Status or H1B Visa

Upon graduation, many international students remain in the USA and transition to Optional Practical Training (OPT) status. Our two comprehensive insurance options for students on OPT both include extensive coverage for eligible expenses paid at 80% up to $1 million and a $250 per Illness/Injury deductible.
Furthermore, both plans can be upgraded with virtual healthcare services!

Coverage

$1 million maximum per period of insurance
Deductible $250 per Injury / per Illness
Co-payment per office visit / urgent care visit $50
Coinsurance 80%
Emergency treatment of a pre-existing condition up to $25,000
Limited Mental Health benefits
Medical Evacuation $100,000
Repatriation of Mortal Remains $50,000
Limited benefits for baggage delay, baggage loss, travel delay, trip curtailment, plus more!
A.M. Best Rating: A (Excellent)
Utilizes United Healthcare PPO Network

All benefits listed for Participants and In-Network Providers. This is only a summary of benefits. Please see policy below for full details.

Ages & Rates

5-22
23-29
30-35
36-40
41-45
46-50

$ 103*

*Regional Pricing (RP) - Rates may vary by region.

$ 207*

*Regional Pricing (RP) - Rates may vary by region.

$ 218*

*Regional Pricing (RP) - Rates may vary by region.

$ 228*

*Regional Pricing (RP) - Rates may vary by region.

$ 259*

*Regional Pricing (RP) - Rates may vary by region.

$ 285*

*Regional Pricing (RP) - Rates may vary by region.

Policy

sec-200_optcare_lc_5.7.2024.pdf
File Size:	591 kb
File Type:	pdf

Download File

Coverage

$1 million maximum per period of insurance
Deductible $250 per Injury / per Illness
Co-payment per office visit / urgent care visit $50
Coinsurance 80%
Emergency treatment of a pre-existing condition up to $25,000
Pre-Existing conditions are covered after 12 months up to $5,000 maximum
More Mental Health benefits than OPT Care!
Preventive Care covered at 75% up to $300 maximum
Fewer policy exclusions than OPT Care!
Medical Evacuation $100,000
Repatriation of Mortal Remains $50,000
Limited benefits for baggage delay, baggage loss, travel delay, trip curtailment, plus more!
A.M. Best Rating: A (Excellent)
Utilizes United Healthcare PPO Network

All benefits listed for Participants and In-Network Providers. This is only a summary of benefits. Please see policy below for full details.

Ages & Rates

5-22
23-29
30-35
36-40
41-45
46-50

$ 150*

*Regional Pricing (RP) - Rates may vary by region.

$ 300*

*Regional Pricing (RP) - Rates may vary by region.

$ 315*

*Regional Pricing (RP) - Rates may vary by region.

$ 363*

*Regional Pricing (RP) - Rates may vary by region.

$ 375*

*Regional Pricing (RP) - Rates may vary by region.

$ 413*

*Regional Pricing (RP) - Rates may vary by region.

Policy

sec-201_optcareplus_lc_5.7.2024.pdf
File Size:	589 kb
File Type:	pdf

Download File

Frequently Asked Questions

What means Optional Practical Training (OPT) status?

F1- Visa on OPT Status Explained: Under certain conditions, foreign students with an F-1 visa can complete a twelve-month internship ("Optional Practical Training", OPT) during or after completing their studies in the USA.

What is a H1B Visa?

H1B Visa Explained: The H-1B is a visa in the United States that allows U.S. employers to temporarily employ foreign workers in specialty occupations.

When can I apply for OPT Visa?

You can apply for OPT from 90 days before your end date, until 60 days after your end date. USCIS (United States Citizenship and Immigration Services) must receipt (not receive) your application no later than 60 days after your I-20 end date. Allow at least 10-14 days for USCIS to assign a receipt number.

Can I purchase coverage while I'm still on waiting period for OPT?

Yes, we can already offer you the insurance during the 4-8 week waiting period for the OPT status. With our minimum insurance period of just 28 days, you are also completely flexible.

Can I also insure my dependents under this plan?

No, our OPT plans are not available for dependents.

Upgrade your Plan

During the booking process you have the option to add Virtual Healthcare Services and/or a cost-saving Pharmacy Program to your insurance plan. Both upgrade options are affordable and can be purchased for the same period as your insurance policy. Add them to your booking either individually or in a bundle and, upon completing the upgrade, you will also gain access to our
Compass Wellness App

Option 1: Virtual Healthcare Services

Get unlimited access to qualified doctors, licensed therapists or board-certified psychiatrists 24/7/365 by phone, video or the Compass Wellness App.

Telemedicine
24/7/365 access to qualified doctors by phone, video or the Compass Wellness App.

Teletherapy
Unlimited access to online Mental Health Support and Counseling.

24/7 Assistance
Help if you are struggling with an acute problem or emotional crisis.

Teledentistry
Board Licensed dentists evaluate and diagnose
your dental problem.

Convenient for late-nights, weekends, in-between classes, while traveling or when the Student Health Center is closed.

Only $0.25 per day

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Option 2: Pharmacy Program

Get unlimited access to the most used generic medications for FREE at your local retail pharmacy.

Our ScriptSaver Pharmacy Program allows you to know upfront what the cost for your prescriptions will be. Prescriptions you need immediately (Acute) can be picked up for FREE at over 64,000 pharmacies nationwide and Chronic Medications (Ongoing Maintenance) are delivered to your home for FREE as well. Tracking is setup as soon as it leaves our pharmacy so you will know where it is every step of the way. Beyond the great pricing, we have an experienced team of pharmacists who provide the highest level of care when patients need.

Only $0.31 per day

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