Insurance Plans for OPT Status
Also suitable for H1B visa holders.
Upon graduation, many international students remain in the USA and transition to Optional Practical Training (OPT) status.
Our two insurance options for students on OPT include affordable and comprehensive coverage for the temporary transition between student and employee.
Furthermore, both plans can be upgraded with virtual healthcare services!

OPT Enhanced
- Annual maximum: Unlimited
- Max per Injury/Sickness: $500,000
- Deductible: $250
- Copay emergency room: $350
- Copay Office Visit & Urgent Care: $30
- Coinsurance in-network: 80%
- Out-of-Pocket maximum: Unlimited
- Pre-existing conditions: Covered after 12 months
- Mental Health Benefits: Limited Coverage
- Motor Vehicle Accident: Paid as any other injury
- Medical evacuation: $100,000
- Repatriation of remains: $50,000
- Provider network: United HealthCare
- A.M. Best Rating: A Excellent

OPT Savings
- Annual maximum: Unlimited
- Max per Injury/Sickness: $150,000
- Deductible: $400
- Copay emergency room: $350
- Copay Office Visit & Urgent Care: $30
- Coinsurance in-network: 80%
- Out-of-Pocket maximum: Unlimited
- Pre-existing conditions: Covered after 12 months
- Mental Health Benefits: Limited Coverage
- Motor Vehicle Accident: Paid as any other injury
- Medical evacuation: $50,000
- Repatriation of remains: $25,000
- Provider network: United HealthCare
- A.M. Best Rating: A Excellent

Need a doctor or therapist – without extra cost?
Add Virtual Healthcare Services to your plan and skip the deductible! Talk to a doctor or mental health provider anytime – with no out-of-pocket costs, no exclusions, and no claims to file.
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