Compass Student Insurance
  • Home
  • Plan Finder
  • MyInsurance
  • Boost your plan
  • Advisors & Schools
    • Group Insurance
    • Compass Partner Program
    • Meet us
    • Contact
  • FAQ & Help
    • FAQs
    • Waiver Check
    • Agent BeWell
    • Healthcare Bootcamp
    • Contact
    • Blog

Virtual mental health counseling and online support - anytime, anywhere

Skip the waiting room, the deductible, and the paperwork. Available as an upgrade when choosing your insurance plan with Compass.

Virtual Healthcare Services are available as an upgrade when choosing your insurance plan with Compass.

Only $0.25
per day
Advisor helping student

Why customers love our
Virtual Healthcare Services

The Virtual Healthcare Services plan isn’t at all connected to any insurance policy. It will supplement your insurance plan and save you significant money when you use their services instead of visiting a private doctor’s office, urgent care, or the emergency room.

Costs

Save real money

Once activated, consultations are free — no deductible, copay, or co-insurance.

Claims

No claims to file

You don’t need to submit claims or worry about network providers — it just works.

Exclusions

No exclusions

Covers pre-existing conditions, mental health, acne, and more — with no fine print.

24/7 Access

Unlimited 24/7 Access

Talk to a doctor or therapist any time — day or night, weekends and holidays included.

Everything you need to feel better – fast.

Get care, support, and peace of mind – right from your phone. Anytime, anywhere.

Whether you’re feeling sick, stressed, overwhelmed, or just need advice – our Virtual Healthcare Services have you covered.
From telemedicine and therapy to support with everyday challenges, it’s all just a tap away.
​Here is what you get:
Telemedicine Illustration

Too sick for class, but no doctor appointment?

With our 24/7 telemedicine service, you can speak with licensed U.S. doctors anytime – even late at night or on weekends. Just use your phone – no waiting rooms. No stress.

I had a fever and called from bed – 10 minutes later, my prescription was at the pharmacy.
  • Colds, flu, sinus infections
  • Stress or sleep issues
  • Allergies and more
  • Prescriptions sent to your local pharmacy

Available 24/7 – always there when you need it.

Note: Available for students 18+. For minors, parental consent and presence are required.

Service provided by Lyric, powered by AllyHealth
Lyric Logo AllyHealth Logo
Teletherapy Icon

Feeling overwhelmed or anxious?

With 24/7 teletherapy, you can schedule private video appointments with licensed therapists or psychiatrists. No long waitlists, no stigma – just help when you need it.

I was stressed and couldn’t focus on my studies. Talking to a therapist from my dorm made a real difference.
  • Stress, anxiety, depression
  • Trauma, grief, adjustment issues
  • Relationship & LGBTQ+ support
  • Substance abuse, eating disorders

Confidential, unlimited sessions – anytime, anywhere.

Service provided by Lyric, powered by AllyHealth
Lyric Logo AllyHealth Logo
Student Assistance Icon

Need help with personal or practical issues?

With 24/7 student assistance, you can call anytime for confidential help – whether you're feeling overwhelmed or need support with everyday life tasks.

They helped me figure out my visa issue and even connected me to a budgeting coach!
  • Support for stress, family, or financial concerns
  • Referrals for legal or immigration issues
  • Childcare & eldercare research help
  • Budget and life skills coaching

Available 24/7 – one call can make a difference.

Service provided by Health Advocate
Health Advocate Logo
Teledentistry Icon

Emergency dental help – without the ER

Our 24/7 teledentistry service lets you speak with a licensed dentist anytime – day or night. Get help fast without going to the ER.

I had a toothache on Saturday night. A virtual dentist helped me right away.
  • Diagnosis via video call
  • Medications prescribed if needed
  • Guidance for in-person care

Dental support 24/7 – from the comfort of home.

Service provided by TheTeleDentists
TheTeleDentists Logo
App Icon

One app. All services. Total support.

If you upgrade your plan with Virtual Healthcare Services, you’ll also get access to the Compass Wellness App, powered by AllyHealth. The app helps you find everything in one place – no more searching for phone numbers, coverage details, or documents.

I didn’t need to Google anything – I opened the app and found help in seconds.
  • Call the 24/7 assist line
  • Talk to a doctor, therapist, or advisor
  • Access and manage your documents
  • Get guidance in real time – no waiting

Everything in one app – easy, secure, and always with you.

▶️ See how the App works
App access provided by AllyHealth
Compass App Logo
× Your browser does not support the video tag.

Unlimited virtual mental health counselling and online support - anytime, anywhere

Skip the waiting room, the deductible, and the paperwork with online mental health support and unlimited virtual counseling. Available as an upgrade when choosing your insurance plan with Compass.

How it works.

Buy plan

Add Virtual Healthcare Services at checkout, when you enroll in any of our insurance plans.

Activate your account

Follow the instructions from your confirmation email and set up your access.

Download the app

Log in and get care from doctors, therapists, or advisors – anytime, anywhere.


Available as an upgrade while choosing your plan:

Add during insurance booking
illustration

Good to know

Your Virtual Healthcare Services are here when you need them
– day or night, from anywhere in the U.S.
It's a smart, affordable way to get care fast – especially when you're far from home.

Can I get coverage if I already have another insurance plan?

Virtual Healthcare Services are only available as an upgrade when choosing a Compass insurance plan. If you already have insurance from another provider, you won’t be able to purchase them separately.

What if I get sick at night or on a weekend?

With Virtual Healthcare Services, you can talk to a doctor anytime – late at night, on weekends, even during holidays. No waiting room, no stress.

Will this count as a real doctor visit?

Yes – all consultations are with licensed U.S. doctors and therapists. They can diagnose your condition and send prescriptions to your local pharmacy.

Can I use this service outside the U.S.?

No – you must be physically in the United States to use the virtual healthcare services.

Is there a limit to how often I can use the service?

No – you can use the service as often as you need it. Unlimited visits are included during your coverage period.

Do I need to speak English fluently?

No worries – many providers offer multilingual support or can connect you with interpreters if needed.

Services:
Find your insurance plan
Waiver Check
FAQ
Contact us
MyInsurance

Insurance Plans for:
F, J or M Visa University Students
J Visa Scholars
OPT Participants
F or J Visa K12 Students

Resources:
Find an UHC in-network doctor or hospital
​Waiver & Insurance Requirements intl. Students
DOS Regulations for J1 Visa Holder
OPT Process explained
Agent BeWell Tips
Blog for intl. Students, Scholars and OPT Participants
Picture

Need help? We are always here for you!

For eligibility, enrollment, or general questions such as brochure requests or information about a group plan:

Compass Student Insurance
95 Elm St, Suite 200
West Springfield, MA 01089
+1 781 356 1999
[email protected]
or simply use our chat or contact form!
For plan benefit and claims questions, ​
​please visit our page Myinsurance


All questions related to telehealth must be addressed to Lyric, powered by AllyHealth: 
Toll-free: (888) 565-3303
Trustpilot

Best options for international student insurance plans for international students and visiting scholars in the USA. ​Compass Student Insurance offers health insurance plans for international students, scholars, and professionals in the U.S. Our plans meet the insurance requirements for F-1, J-1, M-1, H-1B visa holders and those on OPT. We work with UnitedHealthcare PPO, one of the largest U.S. networks, and support waiver approvals for most U.S. universities. Thousands of international students trust Compass for affordable, flexible health insurance — before and during their stay in the U.S.

Powered by Global Secutive LLC
Imprint / Privacy Policy 
  • Home
  • Plan Finder
  • MyInsurance
  • Boost your plan
  • Advisors & Schools
    • Group Insurance
    • Compass Partner Program
    • Meet us
    • Contact
  • FAQ & Help
    • FAQs
    • Waiver Check
    • Agent BeWell
    • Healthcare Bootcamp
    • Contact
    • Blog