Plans for J Visa Scholars
All our plans for J-1 scholars are designed to specifically meet or exceed minimum requirements of almost all colleges and universities, as well as U.S. Department of State J-visa requirements. They can optionally be upgraded with extensive virtual healthcare services, such as Telemedicine, Teletherapy and 24/7 Student Crisis Assistance.
Coverage
- $100,000 maximum per Injury / Illness
- $500 deductible per Injury / Illness
- Student Health Center has no deductible, copay or coinsurance
- Coinsurance 80%/70%
- Out-of-Pocket maximum unlimited
- Pre-Existing covered after 365 days
- Accident medical expense includes coverage for motor vehicle accidents
- Oral Contraceptives Covered
- Medical Evacuation $50,000
- Repatriation of Remains $25,000
- A.M. Best Rating: A (Excellent)
- Utilizes United Healthcare PPO Network
All benefits listed for Participants and In-Network Providers. This is only a summary of benefits. Please see policy below for full details.
Ages & Rates
-
16-22
-
23-29
-
30-35
-
36-40
-
41-45
-
46-50
-
51-60
-
61-64
<
>
$ 46*
*Regional Pricing (RP) - Rates may vary by region.
$ 52*
*Regional Pricing (RP) - Rates may vary by region.
$ 54*
*Regional Pricing (RP) - Rates may vary by region.
$ 57*
*Regional Pricing (RP) - Rates may vary by region.
$ 65*
*Regional Pricing (RP) - Rates may vary by region.
$ 72*
*Regional Pricing (RP) - Rates may vary by region.
$ 78*
*Regional Pricing (RP) - Rates may vary by region.
$ 80*
*Regional Pricing (RP) - Rates may vary by region.
Policy
sec-202_j_savings_lc_5.7.2024.pdf | |
File Size: | 577 kb |
File Type: |
Coverage
- $100,000 maximum per Injury / Illness
- $100 deductible per Injury / Illness
- Student Health Center has no deductible, copay or coinsurance
- Coinsurance 100%/100%
- Out-of-Pocket maximum unlimited
- Pre-Existing covered after 365 days
- Accident medical expense includes coverage for motor vehicle accidents
- Oral Contraceptives Covered
- Medical Evacuation $50,000
- Repatriation of Remains $25,000
- A.M. Best Rating: A (Excellent)
- Utilizes United Healthcare PPO Network
All benefits listed for Participants and In-Network Providers. This is only a summary of benefits. Please see policy below for full details.
Ages & Rates
-
16-22
-
23-29
-
30-35
-
36-40
-
41-45
-
46-50
-
51-60
-
61-64
<
>
$ 70*
*Regional Pricing (RP) - Rates may vary by region.
$ 85*
*Regional Pricing (RP) - Rates may vary by region.
$ 90*
*Regional Pricing (RP) - Rates may vary by region.
$ 94*
*Regional Pricing (RP) - Rates may vary by region.
$ 107*
*Regional Pricing (RP) - Rates may vary by region.
$ 117*
*Regional Pricing (RP) - Rates may vary by region.
$ 131*
*Regional Pricing (RP) - Rates may vary by region.
$ 135*
*Regional Pricing (RP) - Rates may vary by region.
Policy
sec-204_j_benchmark_lc_5.7.2024.pdf | |
File Size: | 616 kb |
File Type: |
Coverage
- $300,000 maximum per Injury / Illness
- $250 deductible per Policy Year
- Office Visit Copay $30
- Student Health Center has no deductible, copay or coinsurance
- Coinsurance 80%/75%
- Out-of-Pocket maximum $5,000
- Pre-Existing covered after 180 days
- Preventive/Well Care covered up to $500 per Policy Year
- Mental Health & Substance Abuse: Covered like any other Sickness
- Pregnancy limited to $7,500 normal delivery; $10,000 Cesarean Section*
- Accident medical expense includes coverage for motor vehicle accidents
- Oral Contraceptives Covered
- Medical Evacuation $100,000
- Repatriation of Remains $50,000
- A.M. Best Rating: A (Excellent)
- Utilizes United Healthcare PPO Network
*Conception must occur while coverage in force for participants & spouse
All benefits listed for Participants and In-Network Providers. This is only a summary of benefits. Please see policy below for full details.
Ages & Rates
-
16-22
-
23-29
-
30-35
-
36-40
-
41-45
-
46-50
-
51-60
-
61-64
<
>
$ 73*
*Regional Pricing (RP) - Rates may vary by region.
$ 145*
*Regional Pricing (RP) - Rates may vary by region.
$ 152*
*Regional Pricing (RP) - Rates may vary by region.
$ 160*
*Regional Pricing (RP) - Rates may vary by region.
$ 181*
*Regional Pricing (RP) - Rates may vary by region.
$ 199*
*Regional Pricing (RP) - Rates may vary by region.
$ 217*
*Regional Pricing (RP) - Rates may vary by region.
$ 224*
*Regional Pricing (RP) - Rates may vary by region.
Policy
sec-220_j_enhanced_lc_05.07.2024.pdf | |
File Size: | 573 kb |
File Type: |
Coverage
- $500,000 maximum per Injury / Illness
- $90 deductible per Policy Year
- Office Visit Copay $30
- Student Health Center has no deductible, copay or coinsurance
- Coinsurance 80%/75%
- Out-of-Pocket maximum $2,000
- Pre-Existing covered after 180 days
- Preventive/Well Care covered up to $500 per Policy Year
- Mental Health & Substance Abuse: Covered like any other Sickness
- Pregnancy Covered*
- Accident medical expense includes coverage for motor vehicle accidents
- Oral Contraceptives Covered
- Medical Evacuation $Unlimited
- Repatriation of Remains $Unlimited
- A.M. Best Rating: A (Excellent)
- Utilizes United Healthcare PPO Network
*Pregnancy with respect to dependents subject to 10 month waiting period prior to conception.
All benefits listed for Participants and In-Network Providers. This is only a summary of benefits. Please see policy below for full details.
Ages & Rates
-
16-22
-
23-29
-
30-35
-
36-40
-
41-45
-
46-50
-
51-60
-
61-64
<
>
$ 101*
*Regional Pricing (RP) - Rates may vary by region.
$ 203*
*Regional Pricing (RP) - Rates may vary by region.
$ 213*
*Regional Pricing (RP) - Rates may vary by region.
$ 223*
*Regional Pricing (RP) - Rates may vary by region.
$ 254*
*Regional Pricing (RP) - Rates may vary by region.
$ 279*
*Regional Pricing (RP) - Rates may vary by region.
$ 304*
*Regional Pricing (RP) - Rates may vary by region.
$ 314*
*Regional Pricing (RP) - Rates may vary by region.
Policy
sec-235_superior_lc_5.7.2024.pdf | |
File Size: | 605 kb |
File Type: |
Frequently Asked Questions
What is a J Visa?
The J visa (often also student visa) is also called the Exchange Visitor Visa. This name already indicates what the basis or the purpose for this US visa category is: The promotion of international understanding.
The coordination of the Exchange Visitor Program is ultimately with the U.S. Department of State. Full and official information can be found on the website: http://j1visa.state.gov/.j1visa.state.gov/
There is no one J-1 visa. Instead, there are different sub-categories with different requirements:
The coordination of the Exchange Visitor Program is ultimately with the U.S. Department of State. Full and official information can be found on the website: http://j1visa.state.gov/.j1visa.state.gov/
There is no one J-1 visa. Instead, there are different sub-categories with different requirements:
- Alien Physician
- Au-Pair
- Camp Counselor
- Government Visitor
- Intern
- International visitor
- Professor
- Research Scholar
- Short-term scholar
- Specialist
- College student
- Summer Work Travel
- Teacher
- Trainee
- Exception for Management Training for Trainees and Interns
What are the U.S. Department of State requirements for a J Visa?
Per U.S. Department of State, minimum levels of health insurance coverage must provide:
Compass J Visa Scholar plans meet and exceed all these requirements.
In additions all our policies are underwritten by an insurance corporation meeting the U.S. Department of State rating requirements.
- medical benefits of at least $100,000 per illness or accident
- deductible not to exceed $500 per accident or illness
- expenses associated with medical evacuation in the amount of $50,000
- repatriation of remains in the event of death in the amount of $25,000
- Coverage of pre-existing conditions after a reasonable waiting period
- Co-payments that do not exceed 25%
- Does not exclude benefits for perils inherent to the activities of the exchange visitor program
Compass J Visa Scholar plans meet and exceed all these requirements.
In additions all our policies are underwritten by an insurance corporation meeting the U.S. Department of State rating requirements.
What is the minimum insurance period for J Visa plans?
The minimum insurance period for our J Visa Scholar plans is 90 days. Our plans are billed on a daily basis.