Compass Student Insurance
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  • Insurance Plans
    • F or J Visa K-12 Students
    • F, J or M Visa University Students
    • J Visa Scholars
    • OPT Status or H1B Visa
  • Choose a plan
  • Use your insurance
  • Virtual Upgrade
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Plans for J Visa Scholars 

All our plans for J-1 scholars are designed to specifically meet or exceed minimum requirements of almost all colleges and universities, as well as U.S. Department of State J-visa requirements. They can optionally be upgraded with extensive virtual healthcare services, such as Telemedicine, Teletherapy and 24/7 Student Crisis Assistance.
Coverage
  • $100,000 maximum per Injury / Illness
  • $500 deductible per Injury / Illness
  • Student Health Center has no deductible, copay or coinsurance
  • Coinsurance 80%/70%
  • Out-of-Pocket maximum unlimited
  • Pre-Existing covered after 365 days
  • Accident medical expense includes coverage for motor vehicle accidents
  • Oral Contraceptives Covered
  • Medical Evacuation $50,000
  • Repatriation of Remains $25,000
  • A.M. Best Rating: A (Excellent)
  • Utilizes United Healthcare PPO Network
​
All benefits listed for Participants and In-Network Providers. This is only a summary of benefits. Please see policy below for full details.
Ages & Rates
  • 16-22
  • 23-29
  • 30-35
  • 36-40​
  • 41-45
  • 46-50
  • 51-60
  • 61-64
<
>

$ 44*

*Regional Pricing (RP) - Rates may vary by region.

$ 49*

*Regional Pricing (RP) - Rates may vary by region.

$ 51*

*Regional Pricing (RP) - Rates may vary by region.

$ 54*

*Regional Pricing (RP) - Rates may vary by region.

$ 61*

*Regional Pricing (RP) - Rates may vary by region.

$ 68*

*Regional Pricing (RP) - Rates may vary by region.

$ 74*

*Regional Pricing (RP) - Rates may vary by region.

$ 76*

*Regional Pricing (RP) - Rates may vary by region.
Policy
j_savings_-_sec-202-2023.pdf
File Size: 620 kb
File Type: pdf
Download File


Coverage
  • $100,000 maximum per Injury / Illness
  • $100 deductible per Injury / Illness
  • Student Health Center has no deductible, copay or coinsurance
  • Coinsurance 100%/100%
  • Out-of-Pocket maximum unlimited
  • Pre-Existing covered after 365 days
  • Accident medical expense includes coverage for motor vehicle accidents
  • Oral Contraceptives Covered
  • Medical Evacuation $50,000
  • Repatriation of Remains $25,000
  • ​A.M. Best Rating: A (Excellent)
  • Utilizes United Healthcare PPO Network
​
All benefits listed for Participants and In-Network Providers. This is only a summary of benefits. Please see policy below for full details.
Ages & Rates
  • 16-22
  • 23-29
  • 30-35
  • 36-40​
  • 41-45
  • 46-50
  • 51-60
  • 61-64
<
>

$ 66*

*Regional Pricing (RP) - Rates may vary by region.

$ 80*

*Regional Pricing (RP) - Rates may vary by region.

$ 85*

*Regional Pricing (RP) - Rates may vary by region.

$ 89*

*Regional Pricing (RP) - Rates may vary by region.

$ 101*

*Regional Pricing (RP) - Rates may vary by region.

$ 111*

*Regional Pricing (RP) - Rates may vary by region.

$ 123*

*Regional Pricing (RP) - Rates may vary by region.

$ 127*

*Regional Pricing (RP) - Rates may vary by region.
Policy
j_benchmark_-_sec-204-2023.pdf
File Size: 629 kb
File Type: pdf
Download File


Coverage
  • $300,000 maximum per Injury / Illness
  • $250 deductible per Policy Year
  • Office Visit Copay $30
  • ​Student Health Center has no deductible, copay or coinsurance
  • Coinsurance 80%/75%
  • Out-of-Pocket maximum $5,000
  • Pre-Existing covered after 180 days
  • Preventive/Well Care covered up to $500 per Policy Year
  • Mental Health & Substance Abuse: Covered like any other Sickness
  • Pregnancy limited to $7,500 normal delivery; $10,000 Cesarean Section*
  • Accident medical expense includes coverage for motor vehicle accidents
  • Oral Contraceptives Covered
  • Medical Evacuation $100,000
  • Repatriation of Remains $50,000
  • ​A.M. Best Rating: A (Excellent)
  • Utilizes United Healthcare PPO Network
​
*Conception must occur while coverage in force for participants & spouse

All benefits listed for Participants and In-Network Providers. This is only a summary of benefits. Please see policy below for full details.
Ages & Rates
  • 16-22
  • 23-29
  • 30-35
  • 36-40​
  • 41-45
  • 46-50
  • 51-60
  • 61-64
<
>

$ 68*

*Regional Pricing (RP) - Rates may vary by region.

$ 137*

*Regional Pricing (RP) - Rates may vary by region.

$ 143*

*Regional Pricing (RP) - Rates may vary by region.

$ 150*

*Regional Pricing (RP) - Rates may vary by region.

$ 171*

*Regional Pricing (RP) - Rates may vary by region.

$ 188*

*Regional Pricing (RP) - Rates may vary by region.

$ 205*

*Regional Pricing (RP) - Rates may vary by region.

$ 212*

*Regional Pricing (RP) - Rates may vary by region.
Policy
j-enhanced_sec-220-2023.pdf
File Size: 619 kb
File Type: pdf
Download File


Coverage
  • $500,000 maximum per Injury / Illness
  • $90 deductible per Policy Year
  • Office Visit Copay $30 
  • ​Student Health Center has no deductible, copay or coinsurance
  • Coinsurance 80%/75%
  • Out-of-Pocket maximum $2,000
  • Pre-Existing covered after 180 days
  • Preventive/Well Care covered up to $500 per Policy Year
  • Mental Health & Substance Abuse: Covered like any other Sickness
  • Pregnancy Covered*
  • Accident medical expense includes coverage for motor vehicle accidents
  • Oral Contraceptives Covered
  • Medical Evacuation $Unlimited
  • Repatriation of Remains $Unlimited
  • ​A.M. Best Rating: A (Excellent)
  • Utilizes United Healthcare PPO Network
​
*Pregnancy with respect to dependents subject to 10 month waiting period prior to conception.

All benefits listed for Participants and In-Network Providers. This is only a summary of benefits. Please see policy below for full details.
Ages & Rates
  • 16-22
  • 23-29
  • 30-35
  • 36-40​
  • 41-45
  • 46-50
  • 51-60
  • 61-64
<
>

$ 96*

*Regional Pricing (RP) - Rates may vary by region.

$ 191*

*Regional Pricing (RP) - Rates may vary by region.

$ 201*

*Regional Pricing (RP) - Rates may vary by region.

$ 211*

*Regional Pricing (RP) - Rates may vary by region.

$ 239*

*Regional Pricing (RP) - Rates may vary by region.

$ 263*

*Regional Pricing (RP) - Rates may vary by region.

$ 287*

*Regional Pricing (RP) - Rates may vary by region.

$ 297*

*Regional Pricing (RP) - Rates may vary by region.
Policy
j_superior_-_sec-235-2023.pdf
File Size: 638 kb
File Type: pdf
Download File


Frequently Asked Questions

What is a J Visa?
The J visa (often also student visa) is also called the Exchange Visitor Visa. This name already indicates what the basis or the purpose for this US visa category is: The promotion of international understanding. 

The coordination of the Exchange Visitor Program is ultimately with the U.S. Department of State. Full and official information can be found on the website: http://j1visa.state.gov/.j1visa.state.gov/

​There is no one J-1 visa. Instead, there are different sub-categories with different requirements:
  • Alien Physician
  • Au-Pair
  • Camp Counselor
  • Government Visitor
  • Intern
  • International visitor
  • Professor
  • Research Scholar
  • Short-term scholar
  • Specialist
  • College student
  • Summer Work Travel
  • Teacher
  • Trainee
  • Exception for Management Training for Trainees and Interns

What are the U.S. Department of State requirements for a J Visa?
Per U.S. Department of State, minimum levels of health insurance coverage must provide: 
  • medical benefits of at least $100,000 per illness or accident 
  • deductible not to exceed $500 per accident or illness
  • expenses associated with medical evacuation in the amount of $50,000
  • repatriation of remains in the event of death in the amount of $25,000
  • Coverage of pre-existing conditions after a reasonable waiting period
  • Co-payments that do not exceed 25%
  • Does not exclude benefits for perils inherent to the activities of the exchange visitor program

Compass J Visa Scholar plans meet and exceed all these requirements.
​
In additions all our policies are underwritten by an insurance corporation meeting the U.S. Department of State rating requirements.
What is the minimum insurance period for J Visa plans?
The minimum insurance period for our J Visa Scholar plans is 90 days. Our plans are billed on a daily basis.

Upgrade your Plan with Virtual Healthcare Services!

​During the booking process you have the option to add Virtual Healthcare Services to your plan.
​Get unlimited access to qualified doctors, licensed therapists or board-certified psychiatrists 24/7/365 by phone, video or the Compass Wellness App.
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Telemedicine
​

24/7/365 access to qualified doctors ​by phone, video or the Compass Wellness App.
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Teletherapy

Unlimited access to online Mental Health Support and Counseling.
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24/7 Assistance

Help if you are struggling with an ​acute problem or emotional crisis
.
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Teledentistry

Board Licensed dentists evaluate and diagnose your dental problem
.
Convenient for late-nights, weekends, in-between classes, while traveling or when the Student Health Center is closed.

Only $0.29 per day

More about it

Services:

How to choose a plan
Waiver Plans - Schools List
​
Contact

Use your insurance:

Find a doctor or hospital
Claims Handling
Documents

More Products:

Evacuation & Repatriation
Birth Control
Dental & Vision
Phone Service
International Travel Medical Insurance


Need help? We are always here for you!

For eligibility, enrollment, or general questions such as brochure requests or information about a group plan:

Compass Student Insurance
116 Village Blvd, Suite 306
Princeton, NJ 08540
+1 781 356 1999
info@studenthealthusa.com
or simply use our chat or contact form!
For plan benefit and claims questions, ​
​please visit our page Use your insurance


All questions related to telehealth must be addressed to MDLive, powered by AllyHealth: 
Toll-free: (888) 565-3303

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  • Home
  • Insurance Plans
    • F or J Visa K-12 Students
    • F, J or M Visa University Students
    • J Visa Scholars
    • OPT Status or H1B Visa
  • Choose a plan
  • Use your insurance
  • Virtual Upgrade
  • Advisors
    • Our Insurance Offering
    • Meet us
    • Marketing Material