OPT Care
<
>
starting at |
opt_care-_sec-200_u.pdf | |
File Size: | 590 kb |
File Type: |
Ready to book? Scroll down to bottom, enter your dates and get your quote!
- $100,000 maximum per Injury/Illness
- $500 deductible per Injury/Illness
- $5 copay at SHC (deductible waived)
- Coinsurance 80%/75%
- Out-of-Pocket maximum unlimited
- Pre-Existing covered after 365 days
- Motor Vehicle Accidents Covered
- Medical Evacuation $50,000
- Repatriation of Remains $25,000
- United Healthcare PPO Network
- incl. Premier Virtual Healthcare Plan (Telemedicine, Unlimited Mental Health, 24/7/365 on-demand crisis care)
OPT Care Plus
-
Age 14-39
-
Age 5-13
-
Age 40-50
<
>
starting at
$105 per month*
starting at
$124 per month*
starting at
$143 per month*
Why this plan?
OPT Plus has all the same benefits as the OPT Care with these enhancements:
• More benefits for mental health
• After 12 months, pre-existing conditions covered up to $5,000
• Preventive care paid at 75% up to $500 per policy year
• Fewer exclusions than OPT Care plan (e.g. benefits for STDs; Dehydration; Dialysis; Undiagnosed medical conditions (no diagnosis found))
• More benefits for mental health
• After 12 months, pre-existing conditions covered up to $5,000
• Preventive care paid at 75% up to $500 per policy year
• Fewer exclusions than OPT Care plan (e.g. benefits for STDs; Dehydration; Dialysis; Undiagnosed medical conditions (no diagnosis found))
Coverage
- $1 million maximum per period of insurance
- No deductible
- Co-payment per office visit / urgent care visit $50
- Coinsurance 100%
- Emergency treatment of a pre-existing condition up to $25,000
- Pre-Existing conditions are covered after 12 months up to $5,000 maximum
- More Mental Health benefits than OPT Care!
- Preventive Care covered at 75% up to $500 maximum
- Fewer policy exclusions than OPT Care!
- Medical Evacuation $100,000
- Repatriation of Mortal Remains $50,000
- Limited benefits for baggage delay, baggage loss, travel delay, trip curtailment, plus more!
- Utilizes United Healthcare PPO Network
- Utilizes Premier Virtual Healthcare Plan (Telemedicine, Unlimited Mental Health, 24/7/365 on-demand crisis care) *
*These are non insurance benefits and are not affiliated with the insurance provided by Crum & Forster, SPC
This is only a summary of benefits. Please see policy below for full details.
Insurance Policy

opt_care_plus_sec-201_u.pdf | |
File Size: | 599 kb |
File Type: |
Ready to book? Scroll down to bottom, enter your dates and get your quote!