Plans for OPT Status

F1 on OPT status or H1B visa

OPT Care

Essential for unexpected or emergency illness and injury!

Age 5-13
Age 14-39
Age 40-50

$88 per month

$72 per month

$101 per month

Why this plan?

• No deductible and eligible expenses paid at 100% up to $1 million

• Limited benefits for mental health and emergency treatment of pre-existing conditions

• Supplemented with coverage for baggage loss, travel delay, personal liability and more!

• Provides unlimited virtual mental health services - both crisis 'in the moment' and therapy by appointment

• Preferred Provider network is UnitedHealthcare - one of the largest and best available across the USA!

Coverage

$1 million maximum per period of insurance
No deductible
Co-payment per office visit / urgent care visit $50
Coinsurance 100%
Emergency treatment of a pre-existing condition up to $25,000
Limited Mental Health benefits
Medical Evacuation $100,000
Repatriation of Mortal Remains $50,000
Personal Liability up to $100,000; Property Damage up to $25,000
Limited benefits for baggage delay, baggage loss, travel delay, trip curtailment, plus more!
United Healthcare PPO Network
incl. Premier Virtual Healthcare Plan (Telemedicine, Unlimited Mental Health, 24/7/365 on-demand crisis care)

Insurance Policy

opt_care-_sec-141.pdf
File Size:	626 kb
File Type:	pdf

Download File

Ready to book? Scroll down to bottom, enter your dates and get your quote!

$100,000 maximum per Injury/Illness
$500 deductible per Injury/Illness
$5 copay at SHC (deductible waived)
Coinsurance 80%/75%
Out-of-Pocket maximum unlimited
Pre-Existing covered after 365 days
Motor Vehicle Accidents Covered
Medical Evacuation $50,000
Repatriation of Remains $25,000
United Healthcare PPO Network
incl. Premier Virtual Healthcare Plan (Telemedicine, Unlimited Mental Health, 24/7/365 on-demand crisis care)

OPT Care Plus

Enhanced coverage for unexpected or emergency Illness and Injury!

Age 5-13
Age 14-39
Age 40-50

$102 per month

$86 per month

$117 per month

Why this plan?

OPT Plus has all the same benefits as the OPT Care with these enhancements:

• More benefits for mental health

• After 12 months, pre-existing conditions covered up to $5,000

• Preventive care paid at 75% up to $500 per policy year

• Fewer exclusions than OPT Care plan (e.g. benefits for STDs; Dehydration; Dialysis; Undiagnosed medical conditions (no diagnosis found))

Coverage

$1 million maximum per period of insurance
No deductible
Co-payment per office visit / urgent care visit $50
Coinsurance 100%
Emergency treatment of a pre-existing condition up to $25,000
Pre-Existing conditions are covered after 12 months up to $5,000 maximum
More Mental Health benefits than OPT Care!
Preventive Care covered at 75% up to $500 maximum
Fewer policy exclusions than OPT Care!
Medical Evacuation $100,000
Repatriation of Mortal Remains $50,000
Personal Liability up to $100,000; Property Damage up to $25,000
Limited benefits for baggage delay, baggage loss, travel delay, trip curtailment, plus more!
United Healthcare PPO Network
incl. Premier Virtual Healthcare Plan (Telemedicine, Unlimited Mental Health, 24/7/365 on-demand crisis care)

Insurance Policy

opt_plus_sec-178.pdf
File Size:	580 kb
File Type:	pdf

Download File

Ready to book? Scroll down to bottom, enter your dates and get your quote!

Ready to book?

To start the booking process, please provide your School, Visa Status, Birth Date and Travel Dates and click on Get a quote: