From Student to OPT: What happens to your Health Insurance after graduation?

Graduation is here – congrats! 
You’ve worked hard, and now it’s time to step into your next adventure: Optional Practical Training (OPT) or maybe even an H-1B visa.
But wait… what about your health insurance?

Most student health plans end when your academic program ends. That means: no more automatic coverage – just when you’re starting your professional journey in the U.S.

Why you still need Insurance on OPT

You’re not a full-time student anymore – but you’re still in the U.S. And without insurance, a single doctor’s visit or emergency could cost a fortune.
A private OPT insurance plan helps you:

• Stay protected while you search for or start a job
• Show proof of coverage for your visa
• Sleep better knowing you're covered in case of sickness or injury

Agent BeWell’s Tips for a Smooth Transition
​✅ Stay in F-1 status while on OPT
✅ Report your new job to your DSO within 10 days
✅ Watch the 90-day unemployment limit
✅ Get insured as soon as your student plan ends
👉 More about the OPT process? Check out our OPT Guide here.

What kind of Insurance do you need?
You’ll need a private plan that fits your visa status. The good news:
We offer flexible plans made specifically for students on OPT or STEM OPT – and even for H-1B visa holders.
👉 Curious about your options? Check out our OPT plans here.

Still waiting for your OPT approval? No problem! You can already enroll in insurance while waiting.
Coverage can start as soon as you graduate – no need to wait for your EAD.

Your future is calling – and so is your healthcare.
Let’s make sure you’re covered from campus to career.
🧭 Explore OPT Insurance Options with Compass