There are three chief reasons to carry foreign student health insurance:
But be careful: It is not uncommon to see low cost plans that only cover outpatient care to a certain limit (usually $750 to $1,500). These same plans often cap hospital stays at $1,500 per day. While this may be adequate coverage in your home country, it is considered low for medical coverage in the U.S.
These low cost plans often mislead buyers by not identifying the limitations. Examples are some of the plans under the PSI or ISOA, but it can sometimes be the school plan that is written more for American students that may have coverage elsewhere.
Please review any product you purchase carefully. Be sure it meets your needs and your school’s requirements. This includes the Compass Plans – be aware that there are some limitations relative to dental, pre-exisiting conditions, mental health and certain therapies such as physiotherapy.
For student or scholar enrollment or claims questions:
Student Resources (SPC) Ltd., a UnitedHealth Group company
P.O. Box 809025
Dallas, Texas 75380-9025
Dependents please call the customer service at: 800-605-2282
For administrator questions such as brochure requests or information about a group plan:
Compass Student Insurance
214 Carnegie Center, Suite 108
Princeton, NJ 08540
+1 781 356 1999