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Health Insurance
for your U.S. Adventure

Tailored coverage for international
Students, Scholars and OPT Participants.

Start here to find your plan:

F, J or M Visa University Student
J Visa Scholar
OPT Participants
F or J Visa K-12 student

Why choose Compass?

Health Insurance that works – so you don’t have to worry.

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Built for U.S. Visa Requirements!

Whether you're a student, scholar, or working professional – our plans are designed to meet official U.S. insurance standards.

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Waiver Approval?
No Problem!

Our plans meet waiver criteria for most U.S. schools. If not accepted, you’ll get your money back.*

*As long as no claims have been made.

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Pay only for
what you need

No hidden fees and no forced monthly bookings. Our daily billing means you only pay for the exact number of days you need. Smart, flexible, student-friendly.

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More Coverage.
Less Stress.

Choose your plan with low deductibles and co-pays – plus optional upgrades like Virtual Care & Pharmacy Benefits. Fewer surprises, more control.​

Getting insured should be as easy as ordering coffee.

We make getting insured fast and easy.
Simply choose a plan based on your visa type – ​and if your school has specific requirements, we’ve got those covered too.
Apply online in minutes and get your confirmation right away.
That’s it – in less time than it takes to brew a cup of coffee.

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Let's get started

Trusted for 25+ Years

F​or more than two decades, Compass has helped international students, exchange visitors, and working professionals navigate U.S. healthcare with confidence.
​
​We partner with top-rated insurers and healthcare networks — including UnitedHealthcare PPO, one of the largest networks in the U.S. — and we support waiver approvals for most U.S. schools and universities.

​We understand what really matters when you're far from home: affordable coverage, visa compliance, and personal support.

How can we help with your U.S. adventure?

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Meet Agent BeWell

Your guide through Health & Wellbeing in the USA.

Agent BeWell is always around when support is needed:
  • Popping up across our website with helpful tips and reminders
  • Powering our live chat to answer questions in real time
  • Sending helpful emails after enrollment with easy-to-understand guides 
  • Sharing quick tips and updates on Instagram – follow @agentbewell to stay in the loop

Wherever you go, Agent BeWell has your back.
More about it
★ ★ ★ ★ ★

Customers love our support!

Real humans. Fast answers. Chat with Agent BeWell.

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I have been using the policy for a year and am enthusiastic about the additional services, such as virtual healthcare. ​That helped me a lot in times of Covid. The customer service is also very good.

Xinyi Ji • University of South Florida

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Finally a company that can really be reached! I was helped a lot with the registration and my university accepted the insurance. ​I am glad that I don't have to take out the more expensive university health insurance and that I can save money! Thank you!

​Andres Stive

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I love the chat on the website. Usually chats are always automated, but here a real human is answering. I was able to clarify many questions in a few minutes and didn't have to wait for an answer by email.

Jisue Hong

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This company provides affordable insurance for international students like me.
It’s easy to purchase and the customer service is excellent, efficient, easy to reach and always helping with any questions or concerns I have had.

​Fortun Aspurz Arandigoyen

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I really appreciated the fast support from Compass when I wasn’t sure how to submit my waiver request. They explained everything clearly and even checked if my form was filled out correctly.

​Mei Y., Exchange Student from Taiwan

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Compass helped me understand the enrollment process and answered all my questions quickly. They even guided me through the waiver form for my university – super helpful!

​Ana G., Undergraduate Student from Brazil

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Frequently Asked Questions

Who is Compass Student Insurance? +
Compass is a trusted provider of health insurance plans for international students, scholars, and professionals in the U.S. We’ve been helping people navigate U.S. healthcare for over 25 years and are part of FutureHealth Systems, a group of companies dedicated to international education, cultural exchange, and wellbeing.
Do your plans meet school and visa requirements? +
Yes! Our plans are designed to meet the insurance requirements of most U.S. colleges, universities, and visa categories.
Can I purchase my insurance before I arrive in the U.S.? +
Absolutely. You can sign up from anywhere in the world and get your documents instantly.
What if my school doesn’t accept the plan? +
No worries — we offer a refund if your plan isn’t approved by your school, as long as no claims have been made.
View all FAQs
Services:
Find your insurance plan
Waiver Check
FAQ
Contact us
MyInsurance

Insurance Plans for:
F, J or M Visa University Students
J Visa Scholars
OPT Participants
F or J Visa K12 Students
Resources:
Waiver & Insurance Requirements intl. Students
DOS Regulations for J1 Visa Holder
OPT Process explained
Agent BeWell Tips
Blog for intl. Students, Scholars and OPT Participants
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Need help? We are always here for you!

For eligibility, enrollment, or general questions such as brochure requests or information about a group plan:

Compass Student Insurance
116 Village Blvd, Suite 306
Princeton, NJ 08540
+1 781 356 1999
[email protected]
or simply use our chat or contact form!
For plan benefit and claims questions, ​
​please visit our page Myinsurance


All questions related to telehealth must be addressed to Lyric, powered by AllyHealth: 
Toll-free: (888) 565-3303

Best options for international student insurance plans for international students and visiting scholars in the USA.
​Compass Student Insurance offers health insurance plans for international students, scholars, and professionals in the U.S. Our plans meet the insurance requirements for F-1, J-1, M-1, H-1B visa holders and those on OPT. We work with UnitedHealthcare PPO, one of the largest U.S. networks, and support waiver approvals for most U.S. universities. Thousands of international students trust Compass for affordable, flexible health insurance — before and during their stay in the U.S.
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