 OPT, or Optional Practical Training, is a temporary employment authorization for international students in the United States who are on an F-1 visa. It allows them to gain practical work experience directly related to their field of study. OPT is typically granted for up to 12 months after completing a degree program, and in some cases, it can be extended for an additional 24 months for STEM (Science, Technology, Engineering, and Mathematics) graduates.
During the OPT period, international students are allowed to work in the United States in jobs that are directly related to their major field of study. This practical training is intended to complement their academic knowledge and provide valuable hands-on experience in their chosen field. Now, regarding the question of whether one needs to purchase international insurance under OPT, it largely depends on the individual's circumstances. While international students studying in the United States are typically required to have health insurance coverage, whether they need international insurance specifically for OPT can vary. If an international student remains in the United States during their OPT period, they may choose to maintain their existing health insurance coverage or purchase a new plan if their current coverage is not sufficient. However, if the student decides to return to their home country or travel internationally during their OPT period, they may need to consider purchasing international insurance to ensure they have adequate coverage while abroad. Ultimately, the decision to purchase international insurance during OPT depends on factors such as the individual's travel plans, their existing health insurance coverage, and any specific requirements set by their OPT employer or program. It's advisable for international students to carefully evaluate their insurance needs and consult with their designated school official (DSO) or immigration advisor for guidance on OPT-related insurance requirements.
3 Comments
5/28/2024 09:10:18 am
how do these factors impact their health insurance requirements and options?
Gilbert Hong
2/4/2026 08:54:14 pm
FULLZ UPDATED 2026 USA UK CANADA
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7/11/2026 06:03:25 am
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Best options for international student insurance plans for international students and visiting scholars in the USA. Compass Student Insurance offers health insurance plans for international students, scholars, and professionals in the U.S. Our plans meet the insurance requirements for F-1, J-1, M-1, H-1B visa holders and those on OPT. We work with UnitedHealthcare PPO, one of the largest U.S. networks, and support waiver approvals for most U.S. universities. Thousands of international students trust Compass for affordable, flexible health insurance — before and during their stay in the U.S.