Adjusting to life in the U.S. as an international student is exciting, but it also comes with challenges – new surroundings, cultural differences, academic pressure, and sometimes loneliness. If you're feeling overwhelmed, stressed, or emotionally drained, you're not alone – and there are resources available to help.
In this article, we’ll outline where international students can find mental health support in the U.S. and how insurance may play a role in accessing these services.

Mental Health Matters – Especially While Studying Abroad
Being far from home, family, and familiar routines can impact your mental well-being. While it’s perfectly normal to feel homesick or stressed from time to time, ongoing anxiety, sadness, or emotional distress shouldn’t be ignored.
Seeking support early can make a big difference. And in the U.S., there are several pathways to finding the help you need.

Where Can International Students Turn for Help?
Here are some of the most accessible support options:

1. Campus Counseling Centers
Most U.S. colleges and universities offer on-campus counseling services. These are usually free or available at a low cost for enrolled students. Services may include:

• Individual counseling sessions
• Group therapy or support groups
• Stress and time management workshops

To find out more, check your university’s website under Student Health or Counseling Services.

2. Virtual Mental Health Services
Many health insurance plans – including international student plans – cover telehealth services. This means you can talk to a licensed therapist or counselor via:

• Video call
• Phone call
• Secure messaging platforms

Virtual support is often more flexible and accessible, especially if you're hesitant to speak to someone face to face.
Tip: Log in to your insurance account or check your policy documents for mental health or behavioral health coverage. Look for terms like "teletherapy", "virtual counseling", or "mental health benefits".

3. 24/7 Crisis Support Lines
If you're in emotional crisis or need someone to talk to outside of regular hours, there are confidential hotlines that are free and available 24/7. Some examples include:

• Campus hotlines (many schools offer their own)
• National Suicide & Crisis Lifeline: Dial 988 (available in English and Spanish)
• Insurance provider mental health helplines (check the back of your insurance card)

How Does Insurance Help?
Mental health services in the U.S. can be costly without insurance. Fortunately, many international student health plans include coverage for mental health care, both in-person and virtual.
Coverage may include:

• A limited number of therapy sessions per year
• Partial or full coverage of virtual therapy platforms
• Referrals to licensed providers within a PPO network

Be sure to read your policy carefully and reach out to your insurance provider’s support line if you have questions. They can explain:

• What services are covered
• Whether a referral is needed
• Which providers are in-network

A Note on Privacy
In the U.S., counseling services are confidential. Information about your sessions is not shared with your school or immigration authorities. If you’re unsure, you can always ask about confidentiality policies before you begin.

You Are Not Alone
​Taking care of your mental health is not a weakness – it’s a strength. Asking for help takes courage, and it can be the first step toward feeling like yourself again.
Whether through your campus, your insurance plan, or national hotlines – help is available. You don’t have to go through difficult times alone.

Disclaimer: This article is for informational purposes only and does not constitute medical or mental health advice. Please contact a licensed healthcare provider or your insurance company for personalized guidance.

Graduation is here – congrats! 
You’ve worked hard, and now it’s time to step into your next adventure: Optional Practical Training (OPT) or maybe even an H-1B visa.
But wait… what about your health insurance?

Most student health plans end when your academic program ends. That means: no more automatic coverage – just when you’re starting your professional journey in the U.S.

Why you still need Insurance on OPT

You’re not a full-time student anymore – but you’re still in the U.S. And without insurance, a single doctor’s visit or emergency could cost a fortune.
A private OPT insurance plan helps you:

• Stay protected while you search for or start a job
• Show proof of coverage for your visa
• Sleep better knowing you're covered in case of sickness or injury

Agent BeWell’s Tips for a Smooth Transition
​✅ Stay in F-1 status while on OPT
✅ Report your new job to your DSO within 10 days
✅ Watch the 90-day unemployment limit
✅ Get insured as soon as your student plan ends
👉 More about the OPT process? Check out our OPT Guide here.

What kind of Insurance do you need?
You’ll need a private plan that fits your visa status. The good news:
We offer flexible plans made specifically for students on OPT or STEM OPT – and even for H-1B visa holders.
👉 Curious about your options? Check out our OPT plans here.

Still waiting for your OPT approval? No problem! You can already enroll in insurance while waiting.
Coverage can start as soon as you graduate – no need to wait for your EAD.

Your future is calling – and so is your healthcare.
Let’s make sure you’re covered from campus to career.
🧭 Explore OPT Insurance Options with Compass